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How to improve my credit score?

Category: Info

Why is my credit score important?

When you apply for credit or a loan the majority of lenders will use a Credit Reference Agency. Here the lender will see your current & historic borrowings, how much you borrowed, the term of the borrowings and if your repayments were made on time. This information will influence their decision to extend you credit. The infographic below shows what steps you can take.

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Ready to arrange your property finance? Need to get a ‘decision in principle’? Or would it help to have a quick chat to discuss your mortgage options? Please get in touch using the contact form below!