What we do

Whatever type of property finance you need, we’ll find it. From buying your first home to releasing equity for your retirement, get in touch today to find out how Green Pea can help.

Purchase

Want to get onto the property ladder? Moving home? Or buying a second property? Whatever property you’re buying, we have access to thousands of mortgage products and can help you to buy the house of your dreams.

We can help you if you’re employed, self-employed, a business owner or if your income is from non-traditional sources. We also specialise in mortgages for vets, solicitors and other professionals.

Getting the right mortgage can be complicated as each lender assesses income differently and is prepared to lend a different amount. For example, if you’re a sole trader, some lenders will work on your most recent profit figures, while others will take an average of the last few years.

If you are eligible, we will help you benefit financially through green incentives including preferential interest rates or cash back subject to the EPC rating of your new home.

We’ll help you to find the right lender for your circumstances. Our expertise and experience means we can add real value, ensuring you get the finance you need to buy the home you want.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Remortgage

Is your mortgage rate coming to an end? Do you want to save money on your mortgage? Or, do you want to borrow additional money against your home? If so, we can help.

We have access to a wide choice of great remortgage products, many of which include a free valuation and legal fees, making it cost-effective to switch. And, if we think you’re better off staying with your current lender, we’ll tell you.

Our experience also means that we can find the most appropriate lender for you. For example, some lenders will take all your second job or bonus income into account when determining what they can lend, while others may only use half.

We’ll use our significant expertise and market connections to find the right lender for you, ensuring you raise the finance you need.

Your home may be repossessed if you do not keep up repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you remortgage.

Equity Release

If you’re over the age of 55, you own your home, and you want to release equity, we can help. We’re CeRER qualified and registered and can give you expert advice on the right way for you to release tax-free cash from your home.

Do you have an interest-only mortgage that is coming to an end and need to repay this? Perhaps you want to take a holiday or buy a car? Or maybe you want to release a lump sum from your home to help your children or grandchildren to get onto the property ladder?

Whatever your circumstances, get in touch for high-quality Equity Release and Lifetime Mortgage advice from a registered and qualified expert.

Our client stories

As members of the Equity Release Council, we have agreed to abide by the Council rules and have signed up to a stringent Statement of Principles for your added peace of mind.

A lifetime mortgage is a long-term commitment which could accumulate interest and is secured against your home. Equity release is not right for everyone and may reduce the value of your estate.

Buy to Let

Need to raise money from an existing property to grow your portfolio? Want to let your current home and buy another property? Or are you simply looking to invest in Buy to Let?

Whether you’re a first-time landlord or an experienced property investor, we have access to thousands of specialist Buy to Let purchase and remortgage products – including Limited Company Buy to Let.

Apartments, houses and HMOs – whatever the property, please get in touch and we’ll help you get the finance that you need.

Your property may be repossessed if you do not keep up repayments on your mortgage. Not all Buy to Let Mortgages are regulated by The Financial Conduct Authority.

Specialist finance

Do you need property finance that’s a little out of the ordinary? Whatever your specialist property needs, we’ll find the loan for you.

If you’re building your own home, we can help you find the best self-build mortgage. Need a short-term loan? We can arrange bridging finance and other short-term borrowing. We can also help with commercial mortgages and other specialist finance, including secured loans.

Some specialist services will be provided via carefully chosen third-party partners.

Protection & Life Insurance

Protection and insurance gives you the peace of mind that your family, lifestyle and income are protected should the worst happen. From ensuring your family can remain in your home to giving you a lump sum if you’re diagnosed with a serious illness, we’ll find the right protection at the right price.

And even if you’ve protected your life and your health, what about your income? Many people have insured their pets or even their mobile phone, but not the income that pays for these! We’ll research the market to find you the most appropriate cover for your needs.

An appropriate life insurance policy provides financial security and takes away some of the stress of decision-making when dealing with a loss. For some families, the lump sum paid on death is used to provide loved ones with a way to pay an expected Inheritance Tax bill.

Our specialist team will talk you through your options, and the pros and cons of each before making any decisions. You can rest assured knowing that your family will be taken care of when the time comes and that you’ve done everything you can to protect them financially.

As with all insurance policies, conditions and exclusions will apply.

View our guide on financial protection

Estate Planning

As your life evolves, so does the financial advice you need. As you get older, you need expert advice that will see you through your later life, as well as help family members when you’re no longer here.

Our expert team will provide advice on a range of matters. Have you been putting off setting up a will or trust for a long time? Do you need to plan for your funeral? Would you like to consider your options for life insurance? Or perhaps you need to speak to someone about a Power of Attorney?

We’ll help to take the weight off your shoulders and find you the solutions that best suit your needs, and those of your loved ones.

Learn more

Wills are not usually regulated by the Financial Conduct Authority. Wills are arranged by Introduction only.